The Impact of Sharia Financial Literacy on the Interest of the Community in Utilizing Sharia Bank Services

Abstract

The research aims to examine the impact of Islamic financial literacy on the community's interest in utilizing Islamic banking services. The type of research is quantitative. The population of this study consists of the community using Islamic banks in the Sidoarjo area. The sampling technique used in the study is non-probability sampling method. The type of data employed by the researchers during the study is quantitative data. Quantitative data is represented by numbers resulting from observation or measurement. The data analysis test uses basic assumptions, simple  linear regression analysis, and hypothesis testing. that is the t and F test that Islamic Financial Literacy (X1) does not affect Interest (Y). This can prove that the higher a person's understanding of Islamic financial literacy, the greater their interest (for example, interest in using Islamic financial products/services, investing in Islamic finance, or participating in Islamic economic activities).