The Impact of the Existence of Sharia Microfinance on Member Empowerment Levels

Abstract

Empowerment is a process that needs to be developed to have an impact on the community so that they become independent, prosperous and get out of the poverty line, the Central Bureau of Statistics released the number of poor people in September 2022 of 26.36 million people, an increase of 0.20 million people against March 2022. This study aims to determine, analyze and describe the impact of the existence of the Sharia Microfinance program on the level of empowerment of members. This research is a descriptive study using a quantitative approach, the analysis method used is the index value consisting of member empowerment variables, while the sample of this study is 286 respondents of Sharia Microfinance members in Desa Berdaya assisted by Rumah Zakat. The data used consists of primary and secondary data, primary data obtained from questionnaires and interviews to respondents, while secondary data comes from journals, books and online websites. The results of this study indicate that the empowerment of Sharia Microfinance members has good criteria with an index value of 0.66, from before becoming a member of the index value of 0.59 with an average category. In other words, the existence of Sharia Microfinance has a positive impact on community empowerment, especially for members.